Stanbic Ibtc is recruiting to fill the position below:
Job Title: Business Banker
Job ID: 45879
Job Location: (Lagos Island & Mainland) Lagos Job Sector: Banking
Job Details: Retail & Business Banking
Job Purpose
To manage and optimize value from a portfolio of SME customers
Key Responsibilities / Accountabilities
Promote and sell a range of appropriate products and solutions that meet the financial needs of small and medium business customers:
Selling includes acquiring and opening new business accounts (walk-in customers and customers pro-actively approached in the local market area)
Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).
Identify sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking; Trade; Global Markets; etc.
Mine existing customer data to identify expansion and/or additional business opportunities.
Identify opportunities to migrate top-end customers to Commercial Banking.
Providing a central (information/ query handling) service point for a portfolio of SME customers. .
Ensure KYC documentation, regulatory compliance and control is adhered to
Preferred Qualifications and Experience
Bachelor's Degree in any related field
Min 2 years of Business Banking Sales experience
Knowledge / Technical Skills / Expertise
Basic Financial Analysis - Ability to interpret income statement, balance sheet, cash flow statement and financial ratios.
Business acumen - Ability to spot opportunities and optimize revenue generation for the business
Thorough knowledge of standardised business banking transactional products and other core products relevant to small business enterprises.
Good working knowledge and understanding of behavioural credit scoring principles and practices, including an understanding of all SME product programs.
Application Closing Date
Not Specified.
Click here to apply online for this vacancy at Stanbic Ibtc
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